Getting finance for your business doesn’t have to be complicated. At Johnson Reed, we make things clear and simple.
Whether you’re just starting out or already growing, we help you find the right funding options fast.
Why Choose Johnson Reed Over Traditional Lenders?
Comparison with Traditional Lenders
Banks and traditional lenders have strict rules. They often require years of trading history and flawless credit records.
New or small businesses often don’t meet those conditions. As a result, banks may reject their applications without much explanation.
At Johnson Reed, we take a different approach. We focus on your potential, not just your past. We review each business case personally.
This means more people get approved. Our process is flexible and fast. You don’t have to wait for weeks.
We believe in supporting businesses, not holding them back.
Quick and Personal Process
We aim to approve funding quickly. Many clients get a decision in just a few days. Need funds fast? We help you meet deadlines.
Our personal approach makes the process smooth. We guide you at every step. You’re never left wondering what comes next.
Here’s how it works:
How to Apply for Business Finance
The Application Process in Simple Steps
Applying for finance with us is easy. Here’s how it works:
- Contact a Johnson Reed advisor
- Share your business goals and needs
- We prepare your finance application
- Our underwriters review the case
- You provide extra info if needed
- We give you a decision quickly
We make sure the whole process fits around you. No unnecessary delays or confusing paperwork.
Documents You Might Need
Supporting Evidence and Financials
We keep documentation simple. But we do need a few items to help with approval.
Depending on your business, you may need to provide:
- Recent business bank statements
- Yearly accounts
- A short business plan
- Financial forecasts
- Proof of ID or address
If your business is new, we may also ask for:
- A guarantor, if there’s no homeowner in the team
- A basic plan with cash flow projections
Don’t worry. We guide you through this. We only ask for what’s necessary.
Need help writing your plan? Use our helpful business plan guide.
Are You a New Business?
Extra Tips for Startups
If you’re just getting started, we’re still happy to help. You just need to show us that you’re serious.
We’ll ask for:
- At least one homeowner in the business
- Or a trusted guarantor instead
- A clear reason for the funding
- A short, easy-to-read business plan
Your guarantor could be a family member or friend. But remind them they’re legally responsible for repayment if you default.
We want to help you succeed, so we keep it fair and simple.
We Also Offer Unsecured Loans
What Are They and Who Can Use Them?
An unsecured loan doesn’t need any assets. You don’t need to risk your property or equipment.
These loans are perfect for:
- Boosting cash flow
- Launching new products
- Hiring staff
- Marketing your business
- Paying deposits or suppliers
You choose where the money goes. If your business has traded for over two years, we can usually help.
Want to learn more about how these work? Read this helpful external guide on unsecured business loans.
Why Johnson Reed?
We support businesses of all sizes. We understand real-world challenges. We don’t rely on tick-box rules.
Instead, we offer smart, human finance. We look at your future, not just your numbers.
We help you grow, invest, and succeed—on your terms.
Visit Johnson Reed to get started. Our team is ready to help you today.
