Flexible Business Loans
Short term. Long term. It’s flexible and simple.
At Johnson Reed, we specialize in securing the best flexible business loans to fit your specific needs. Whether you’re investing in new equipment, managing a cash flow crisis, or funding an expansion plan, our expert team ensures you get the most competitive lending package available.
It’s absolutely free.
96% approval rate
2 hours approval time
£150m raised to date
5,149+ customers supported
Stay agile with fast flexible funds
Need a business loan with built-in flex? No worries. Unsecured loans come in many different forms, for many different reasons. We’ve been helping all kinds of businesses secure funds for 20 years, and our close relationships with lenders mean we can cherry pick the perfect terms for your needs. Whether you want a quick fix of a few weeks or months to see you past a bump in the road, or a five-year loan to realise your growth plan, you’re in safe hands.
Is a flexi loan right for you?
Here’s why businesses choose unsecured loans.
Flexible loan amounts
Borrow anything from £2,000 to £500,000
Flexible timescales
Choose from short to long-term repayment schedules
Up to 3 months
Stabilise cashflow with a quick cash influx
Up to 5 years
Keep expenditure intact as you plan your growth
No bank involvement
So your existing banking facilities won’t be affected
Find out fast
Get a decision on approval in as little as 2 hours
Plan your budgets
Fixed repayments help you plan effectively for the future
Quick access to funds
Money can be in your account in 24 hours
On-hand support
Our friendly team are ready and waiting to help throughout the term
A provider you can trust
We give you that bit more reassurance, so you can focus on growing your business
Types of Business Loans We Offer
VAT Bill Loans
VAT bills can cause serious cash flow issues, but with business VAT loans starting from £2,000, you can spread the cost over 3 months and avoid financial strain.
Corporation Tax Loans
Corporation tax deadlines can disrupt your cash flow and business operations. A corporation tax loan allows you to free up cash quickly so your business finances stay flexible.
New Projects – Fund Your Business Growth
Planning an expansion? Hiring new staff? Investing in new technology or equipment? A long-term business loan can provide the capital you need while keeping your expenditure in check.
📌 Pro Tip: If you need funding for equipment, consider business leasing as a cost-effective alternative!
Business Loans for Growth & Expansion
Many business owners use long-term loans for:
✔ Acquisitions – Expand your business by acquiring new assets or companies.
✔ Expansion plans – Open new locations or scale up operations.
✔ Deposits – Secure office spaces or commercial properties with ease.
✔ New contract readiness – Ensure you have the working capital to fulfill new contracts.
✔ Commercial property finance – Invest in business premises without depleting your cash reserves.
✔ Business transfer – Smoothly handle ownership transitions.
✔ Product development – Fund innovation and new product launches.
See why other businesses choose this product
“We chose Johnson Reed as they came highly recommended – and what a choice it was! From start to finish they gave all the help and advice you don’t receive from the banks and with the banking system relying on a computer to make a decision, it’s sometimes hard to get finance. Johnson Reed try and get to know your circumstances on a personal level and help from there.”
Mr M A Jordan, Director of Merchants Fish Bar
Some of our customers
Get a quote
Use our finance calculator to get an idea of how much you might be able to borrow and what the repayments would be.
£188.30
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