Venturing down the finance route can initially seem a little daunting, typically associated with credit checks, tedious paperwork and onerous conditions. Whilst this may have been your experience with banks and finance houses in the past, this certainly doesn’t need to be the case. At Johnson Reed, we understand the time constraints and daily pressures of running a business, and facilitate your finance requirements in a quick, simple and fuss-free manner.

Not only highly inconvenient and stressful, ransomware presents a huge threat to your business, and can cause you to loose critical data, time and money. We’ve partnered with Brigantia, the largest subscription partner services community in the UK, to get a first-hand industry insight on the matter. With so many high-profile companies and organisations falling victim to cyberattacks, it certainly begs the question – is there any way we can guarantee full protection?

Your credit score, in a nutshell, represents your financial stability and is often used as an indication of your ability to meet repayments in a credit agreement. A ‘clean’ rating is not only critical to your customer-supplier-relations, but also plays a vital role in your finance application. The more ‘creditworthy’ you appear to be, the more successful you’ll be in your application. There are a multitude of factors that can affect both your personal and business rating, so it’s important to be aware of these and know what you can do to avoid unnecessary stains on your credit report.

At Johnson Reed, clients often approach us seeking the secrets behind the perfect business plan to maximise their chances of raising required finance on the best terms. Whether you’re a new start, growing or established business, a comprehensive plan is crucial to your success. Stick with us as we take you through our key considerations and top tips.

The new EU General Data Protection Regulation will be coming into force in May 2018, and whilst that might seem a long way off, we know all too well how quickly time flies by! Representing the most significant changes in data privacy regulation in over 20 years, the GDPR will presumably require some changes to be made within your business. To ensure you’re fully being compliant by the time the enforcement date rolls around, it’s important to get acquainted with the regulation as soon as possible to allow you plenty of time to iron out any issues.

Whether you operate an open cafeteria for visitors, or provide catering on a larger scale for children’s parties, a successful catering operation can be a profitable revenue stream for the business and drive more new and repeat custom. We take a closer look at current industry trends to find out what the paying customers- parents and carers- are really looking for.

We’re often told that ‘Cash is King’. But what does it mean? Quite simply, cash flow refers to the money coming in and going out of a business. The key is to minimise outgoings and maximise your revenue streams where possible, and we’ve compiled some useful tips to help you do just that.

Technology is an increasingly integral part of any business, whether it be the bespoke software that manages your operation or the intrinsic IT hardware employees use day in, day out. The initial outlay for the purchase, however, can be incredibly prohibitive to cash flow- and that’s if the funds are even available in the business in the first place!

There are several different methods to consider when making a business investment or purchase, all of which, of course, have their own pros and cons. Whether you’re at the start-up stages or a growing SME, it’s important to weigh up the different options available to you, and carefully consider your business’ financial position before deciding upon the best course of action.

The Great British fish and chip industry is one of the key sectors in which we operate, helping hundreds of businesses around the UK purchase the equipment they need without having to resort to a costly bank loan. Whether you’re looking to start up a new business, upgrade your existing equipment, refurbish the premises or rebrand your business altogether, our friendly team is always on hand to help with your enquiries and almost always say ‘yes!’ to your finance requests.